Account Rules and Local Law
These terms apply from the moment you create an account, browse the lobby, or send a payment request through UPI, Paytm, PhonePe or Google Pay. If local law does not allow a feature in your location, that feature stays unavailable there, even if it appears elsewhere
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on the site. We may change these terms when product, security or legal requirements shift, and the version shown on the page at the time of use is the one that applies to your request. You are responsible for accurate account details, for keeping your login
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safe, and for checking the latest text before you act on it. If anything in these terms conflicts with local law, the local rule controls in the relevant Indian jurisdiction.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.